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NettetWhy are some people on Reddit stating they have a provisional credit within one hour of filing, others stating 10 days, others stating beyond the 10 days time limit, others never receive it at all. I saw a few posts stating Chime uses AI to process their disputes which causes a lot of this fluctuation in the process. Any advice is appreciated! NettetYou give chime $100 to "hold" for your "monthly payment". You go spend $100 on your "credit card". Then at the end of the month when your "bill is due," chime pays it with $100 you gave them at the beginning of the month. For all intents and purposes though, it's simply a prepaid, secured credit card. blue cross blue shield mn insurance
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